[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.beleza.cz\/lide-si-casto-pujcuji-penize\/#Article","mainEntityOfPage":"https:\/\/www.beleza.cz\/lide-si-casto-pujcuji-penize\/","headline":"Lid\u00e9 si \u010dasto p\u016fj\u010duj\u00ed pen\u00edze","name":"Lid\u00e9 si \u010dasto p\u016fj\u010duj\u00ed pen\u00edze","description":"Pen\u00edze jsou nezbytn\u00e1 sou\u010d\u00e1st lidsk\u00e9ho \u017eivota. Neobejde se bez nich v\u016fbec nikdo. Ani j\u00e1, ani vy, ani kdokoliv jin\u00fd. A kdy\u017e se tedy pr\u00e1v\u011b pen\u011bz n\u011bkomu z n\u00e1s nedost\u00e1v\u00e1, usilujeme o co nejrychlej\u0161\u00ed zm\u011bnu k lep\u0161\u00edmu. V \u010dem\u017e n\u00e1m mohou pom\u00e1hat t\u0159eba i p\u016fj\u010dky, pokud u\u017e nen\u00ed mo\u017enost si v\u010das vyd\u011blat dost na to, abychom […]","datePublished":"2023-04-24","dateModified":"2023-05-30","author":{"@type":"Person","@id":"https:\/\/www.beleza.cz\/author\/#Person","name":"","url":"https:\/\/www.beleza.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/9cac53ffad5d6e0659d72eaf216400c165f8fbf396c79017c66698a8aa5be23d?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/9cac53ffad5d6e0659d72eaf216400c165f8fbf396c79017c66698a8aa5be23d?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"beleza.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.beleza.cz\/wp-content\/uploads\/money-5288140_960_720.jpg","url":"https:\/\/www.beleza.cz\/wp-content\/uploads\/money-5288140_960_720.jpg","height":0,"width":0},"url":"https:\/\/www.beleza.cz\/lide-si-casto-pujcuji-penize\/","about":["Finance"],"wordCount":443,"articleBody":"   Pen\u00edze jsou nezbytn\u00e1 sou\u010d\u00e1st lidsk\u00e9ho \u017eivota. Neobejde se bez nich v\u016fbec nikdo. Ani j\u00e1, ani vy, ani kdokoliv jin\u00fd. A kdy\u017e se tedy pr\u00e1v\u011b pen\u011bz n\u011bkomu z n\u00e1s nedost\u00e1v\u00e1, usilujeme o co nejrychlej\u0161\u00ed zm\u011bnu k lep\u0161\u00edmu. V \u010dem\u017e n\u00e1m mohou pom\u00e1hat t\u0159eba i p\u016fj\u010dky, pokud u\u017e nen\u00ed mo\u017enost si v\u010das vyd\u011blat dost na to, abychom zaplatili v\u0161e, co zaplatit mus\u00edme.N\u011bkdy n\u00e1m zkr\u00e1tka na\u0161e vlastn\u00ed p\u0159\u00edjmy nesta\u010d\u00ed. St\u00e1v\u00e1 se to, a to jednak proto, \u017ee tyto nemus\u00ed b\u00fdt pr\u00e1v\u011b nejvy\u0161\u0161\u00ed, a jednak proto, \u017ee se m\u016f\u017ee st\u00e1t i to, \u017ee po n\u00e1s n\u011bkdo po\u017eaduje zaplatit v\u00fddaje, kter\u00e9 by prost\u011b nemusely b\u00fdt ani s vysok\u00fdmi p\u0159\u00edjmy zvladateln\u00e9.A tak si n\u011bkdy zkr\u00e1tka p\u016fj\u010dku vz\u00edt mus\u00edme. Ned\u00e1 se nic d\u011blat. A n\u011bkdy si ji vz\u00edt tak\u00e9 jenom chceme, t\u0159eba aby se n\u00e1m vedlo l\u00e9pe, tak, jak si to vysn\u00edme. A nen\u00ed na tom nic divn\u00e9ho a ne\u017e\u00e1douc\u00edho. Ale na jedno ur\u010dit\u011b zapom\u00ednat nesm\u00edme \u2013 a to na skute\u010dnost, \u017ee se p\u016fj\u010dky nejenom berou, ale tak\u00e9 vracej\u00ed. A proto bychom si je ur\u010dit\u011b m\u011bli br\u00e1t jenom tak, abychom zvl\u00e1dali nejen utr\u00e1cen\u00ed, ale i spl\u00e1cen\u00ed p\u016fj\u010den\u00fdch pen\u011bz.Ale kdy\u017e ono b\u00fdv\u00e1 n\u011bkdy t\u011b\u017ek\u00e9 si n\u011bjakou p\u016fj\u010dku vz\u00edt. \u010clov\u011bk ji sice chce, ale pokud t\u0159eba bankovn\u00ed \u00fa\u0159edn\u00edci usoud\u00ed, \u017ee doty\u010dn\u00fd \u010dlov\u011bk nen\u00ed bonitn\u00ed a nemusel by tedy b\u00fdt schopn\u00fd spl\u00e1cet, mohou kteroukoliv \u017e\u00e1dost zam\u00edtnout. A to se t\u00fdk\u00e1 p\u0159edev\u0161\u00edm lid\u00ed s nedosta\u010duj\u00edc\u00edmi p\u0159\u00edjmy, z\u00e1znamy v registrech dlu\u017en\u00edk\u016f \u010di t\u011bch, kdo jsou v exekuci.N\u011bkdy se tak \u010dlov\u011bk sice sna\u017e\u00ed, ale v bance nedostane ani korunu. A chce-li potom usp\u011bt a p\u016fj\u010dku p\u0159ece jenom dostat, mus\u00ed na to j\u00edt jinak. Pak mu toti\u017e mo\u017en\u00e1 pom\u016f\u017ee jedin\u011b hypot\u00e9ka po insolvenci. Ta, kterou nab\u00edz\u00ed nebankovn\u00ed spole\u010dnost lidem, kte\u0159\u00ed za ni mohou nab\u00eddnout jako z\u00e1ruku spl\u00e1cen\u00ed nemovitost. Kdo tu zastav\u00ed t\u0159eba d\u016fm, ale ne nezbytn\u011b jenom d\u016fm, m\u00e1 prost\u011b daleko snadn\u011bj\u0161\u00ed p\u0159\u00edstup k p\u016fj\u010dce, ne\u017e kdokoliv jin\u00fd kdekoliv jinde. A p\u016fj\u010d\u00ed tu i t\u011bm, jim\u017e by nikdo jin\u00fd nikde jinde nep\u016fj\u010dil.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Lid\u00e9 si \u010dasto p\u016fj\u010duj\u00ed pen\u00edze","item":"https:\/\/www.beleza.cz\/lide-si-casto-pujcuji-penize\/#breadcrumbitem"}]}]